Real Estate Acquisition & Diversification

Why serious entrepreneurs need a deliberate real estate acquisition & diversification plan

Property can be an incredible engine for wealth, but for international entrepreneurs it can also quietly create:

• Concentrated exposure to one country’s tax, legal and political system
• Messy ownership structures that don’t line up with your companies, trusts or residency
• Financing that is personally guaranteed and tied to your home-country balance sheet
• Inheritance, forced heirship and probate issues your family won’t enjoy untangling
• Assets that are hard to sell or refinance because the structure is “offshore in the wrong way”

A serious real estate strategy doesn’t mean buying random apartments in different cities.

It means building a deliberate, documented, bankable property portfolio that fits your business risk, tax residency, family plan and liquidity needs, rather than fighting them.

The goal is not just “more doors”. The goal is to:

• Turn property into a stable, diversified pillar of your net worth
• Avoid structural mistakes that are expensive to fix later
• Make sure lenders, buyers and tax authorities can understand and respect your setup

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What a real estate acquisition & diversification plan can do for you

We look at real estate as one part of your global balance sheet, not a separate hobby.

With a proper plan, we can help you:

• Choose the right ownership vehicles
  • Decide when to hold directly, via local companies, via an international holding company, or via a trust/foundation/family office platform.
  • Separate high-risk operating activities (development, short-term rentals) from long-term holding entities.
• Integrate tax, financing and asset protection
  • Map acquisition and exit taxes, stamp duties, wealth/property taxes and rental regimes across relevant countries.
  • Position leverage and guarantees intelligently: who borrows, who guarantees, who owns the asset.
  • Keep core assets aligned with your asset-protection and succession planning.
• Diversify intelligently - not randomly
  • Spread risk across countries, currencies, tenant types and asset classes (residential, commercial, hospitality, land, development) with a clear thesis.
  • Avoid overexposure to one political or regulatory regime, especially if it’s also your primary tax residence.
• Make deals more bankable and investable
  • Structure SPVs and holding entities so lenders, co-investors and buyers can engage without red flags.
  • Standardise documentation (leases, management agreements, shareholder loans) so the portfolio can scale.
• Create optionality for exit and succession
  • Design pathways for partial sell-downs, refinancing, gifting to heirs or selling the portfolio as a package.
  • Avoid forced sales, probate chaos or fire-sale discounts when your circumstances change.

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A global toolkit - not “buy a flat in X because everyone else does”

There is no universal “best place to buy property”. There’s only what fits your residency, risk, time horizon and capital.

We work across:

Direct ownership and local SPVs

• Individuals, partnerships and local limited companies/SPVs for specific properties
• Common for single-country portfolios or when local lending is key

International holding platforms

• Holding companies in onshore, mid-shore or offshore jurisdictions that own local SPVs
• Useful for multi-country portfolios, larger assets or family/investor participation

Trusts, foundations and family office structures

• Trust/foundation-owned property holding companies for long-term family wealth and succession
• Integration with your wider estate and asset-protection planning

Joint ventures and club deals

• Co-investment structures with partners, developers or family offices
• Waterfalls, preference rights and governance tuned to your risk tolerance

Operating vs holding splits

• Separate entities for operations (hotel management, rental management, development activity) and pure asset holding
• Important for hospitality, development, student housing and similar sectors

We are not real estate agents and we don’t sell “off-plan units”. We design the ownership and holding architecturearound whatever properties and markets you decide to target.

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Typical strategies we design

1. From “accidental landlord” to structured property portfolio

For entrepreneurs who have collected properties over time without a coherent structure.

• Map your existing properties, mortgages, guarantees and ownership entities
• Identify tax, lending and asset-protection weaknesses in the current setup
• Propose a cleaned-up structure (holding company, SPVs, trust/family overlay where useful)
• Plan the migration: refinancing, transfers, documentation and timing to minimise friction and tax

2. International “Plan B” property base

For clients wanting a second or third home in another country as part of their residency and mobility plan.

• Align property acquisition with residence permits, golden visas or long-stay options
• Choose the right ownership (personal vs company vs trust) based on local property and inheritance tax rules
• Integrate the property into your wider tax residency and exit plan (avoid creating an unexpected tax residence)
• Plan for use vs rental: lifestyle use, short-term rental, long-term leasing or mixed models

3. Yield-focused income portfolio

For clients focusing on predictable monthly cashflow rather than pure capital gains.

• Select markets and property types where net yield, not brochure returns, is realistic
• Build a structure with SPVs, financing and management that can scale beyond one or two units
• Design a bankable financial and governance model if you later want to bring in lenders or investors
• Integrate with your corporate and personal tax profile (including any non-dom or territorial regimes)

4. Opportunistic / value-add and development plays

For those comfortable with construction, repositioning or heavier risk.

• Separate development risk into dedicated SPVs with appropriate financing and guarantees
• Protect core assets and long-term holdings from project-specific blow-ups
• Plan exit routes: sell to funds, institutional buyers, REITs or retain for income in a different entity
• Coordinate with local counsel on planning, environmental and regulatory issues

5. Family property platform

For families with or building a multi-generational property base.

• Consolidate ownership into a coherent family holding structure, rather than scattered personal and company ownerships
• Design governance: who decides what, who signs, how distributions and reinvestment decisions are made
• Integrate with education, lifestyle and succession decisions (which children live where, who inherits what, and under which rules)

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How our process works

We don’t start with “buy here, 8% yield”. We start with what you already have and what you want property to do for you.

Step 1 - Portfolio & objectives diagnostic

Deep-dive on:

• Existing properties, loans, guarantees and ownership structures
• Your current and planned tax residencies and citizenships
• Business risk profile and liquidity needs (how much capital you can sensibly tie up)
• Family plans: where you want to live, educate children, spend time
• Risk appetite: income vs growth, hands-off vs hands-on, development vs stabilized assets

We identify gaps: structural weaknesses, concentration risk, tax inefficiencies and practical headaches.

Step 2 - Strategy & structure design

We then design a Real Estate Acquisition & Diversification Plan that sets out:

• The target structure: personal vs SPV vs holding company vs trust/family platform
• Jurisdictions and property types that fit your profile (and those that don’t)
• How financing should be structured: who borrows, who guarantees, who holds equity
• How new acquisitions will be slotted into the structure over the next 3–10 years

You get diagrams and clear implementation steps, not generic “buy property in X” advice.

Step 3 - Implementation & transaction support

Working with your chosen agents, lawyers and lenders, we:

• Coordinate incorporations and restructuring (SPVs, holding companies, trust/foundation layers)
• Support acquisition process from a structuring perspective: heads of terms, SPA, financing documents, security packages
• Align local legal and tax advice with the agreed global structure
• Plan transitions for existing properties (refinancing, intra-group transfers, regularisation of documentation)

We don’t choose specific properties, we make sure the way you own them is coherent and defendable.

Step 4 - Ongoing governance & evolution

Once the structure is live, we can:

• Help you evaluate how new deals fit (or don’t fit) the agreed framework
• Periodically review financing, guarantees and risk concentration
• Coordinate with your accountants, tax advisers and trustees/family office to keep everything aligned
• Plan exits, refinancings or generational transfers in an orderly way

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Who this is for

Our Real Estate Acquisition & Diversification work is designed for:

• Entrepreneurs whose main wealth comes from an operating business and want to build a serious property pillar alongside it
• International families with or planning multi-country property holdings
• Investors moving from a few personal rentals to a professionalised portfolio
• Founders expecting an exit and wanting to convert part of the proceeds into diversified hard assets
• Clients whose current property portfolio “just happened” and now needs to be rationalised

If you are looking for off-plan sales pitches, speculative flipping strategies or ways to hide property from legitimate reporting, we are not the right firm.

We focus on portfolios and structures that are defendable, financeable and aligned with your wider plan.

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Why work with us (rather than only a local agent or mortgage broker)?

Structure-first, not deal-first

Agents sell properties. Brokers sell finance. We design the ownership and holding structure that should sit around your portfolio across countries.

Integrated with tax, residency and asset protection

We work at the intersection of real estate, tax residency, company structures and trusts. That’s critical if you live one place, earn in another and own property in a third.

Jurisdiction-agnostic

We are not incentivised to push one country, developer or product. If a hot market doesn’t fit your risk or tax profile, we will say so.

Coordination with your existing advisers

We don’t replace your local lawyers, agents or tax advisers – we coordinate them. Our job is to keep the global picture coherent as each local actor focuses on their piece.

Long-term partner

Property is a 10-30 year game. Your structure should be built on that horizon, not just for the next purchase. We stay involved as your portfolio and life evolve.

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Common questions

“Should I buy personally, through a company or via a trust?”

It depends on where you live, what the local rules are, how leveraged you are and what your long-term plans look like. Often the answer is a combination, not one-size-fits-all. Our role is to map those trade-offs with you.

“Does buying property in another country change my tax residence?”

Sometimes owning a home abroad can contribute to residency tests or tie-breakers under tax treaties. We factor this into your tax residency plan so you don’t accidentally create conflicting claims.

“Is offshore ownership still viable for property?”

In some markets, offshore entities are still fine; in others, they trigger higher taxes, restricted lending or compliance flags. The key is to use the right jurisdictions and vehicles, with full disclosure and local advice.

“Can I avoid all tax on rental income or gains?”

In most mainstream property markets, no. You’ll usually pay something locally, sometimes with relief via treaties or holding structures. The value is in avoiding double taxation, leakage and avoidable mistakes – not pretending tax doesn’t exist.

“How big does my portfolio need to be for this to make sense?”

The right time is less about the number of units and more about the value and complexity. As soon as property becomes a meaningful part of your net worth, or spans more than one jurisdiction, structure starts to matter.

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Ready to turn “I own some property here and there” into a coherent, resilient portfolio?

If you’re already investing in real estate, or planning to after a liquidity event, the way you structure it will matter as much as the deals themselves.

We’ll walk you through:

• What you own now and where the weak points are
• What a properly structured, diversified real estate strategy would look like for you
• How to implement a property holding framework that makes sense over the next 10-30 years

Book a confidential strategy call to explore what serious real estate acquisition & diversification planning would look like in your wider structure.