Tax Residency & Personal Planning

The Advantage of Structuring Your Life, Not Just Your Wealth for Tax Efficiency

If you run a cross-border life with companies, investments and travel across multiple countries, “I’ll deal with tax later” is not a strategy. It’s a liability. Without a clear tax residency and personal planning framework, you end up with:

• Multiple countries claiming you as tax-resident at the same time.
• Surprise exit taxes, CFC issues or deemed-dom rules you never planned for.
• Banks and EMIs asking questions you can’t answer cleanly.
• Confusion over where to file, what to report and which rules apply.
• Structures that looked clever on paper but don’t line up with the way you actually live.

A proper tax residency plan doesn’t try to make tax disappear. It aligns where you live, how you earn and how your structures are set up so that you’re paying the right amount of tax—no more, no less—in the right place, with documentation to back it up.

The goal is to:

• Avoid double taxation and accidental non-compliance.
• Use legitimate regimes (territorial, non-dom, treaty networks) to your advantage.
• Keep your personal footprint, company structure and banking story consistent.
• Sleep at night knowing that if you are challenged, you have a defendable position.

What a tax residency & personal plan can do for you

“Tax residency” is often reduced to a 183-day rule. In reality, most high-income clients sit in a far more nuanced space. When we build a real plan, it can:

• Define where you are (and are not) tax-resident: Map days, ties, family, business, and property to determine which countries have a legitimate claim on you.
• Optimise your choice of base: Help you establish residency in a country whose rules match your business model (territorial, non-dom, low-tax).
• Coordinate with your company structures: Ensure operating companies and trusts are managed in a way consistent with your personal footprint and CFC rules.
• Clarify reporting and filing obligations: Identify exactly where you must file returns and what needs to be disclosed (CRS, foreign asset reports, etc.).
• Manage transitions cleanly: Plan exits from high-tax countries to avoid "sticky" statuses and unexpected tax events.
• Support family and lifestyle decisions: Align where your family is resident and where you hold property with a coherent framework.

A Global Toolkit - Not “move to X, it’s tax-free”

There is no one perfect jurisdiction. We work across:

Territorial systems

Where foreign-sourced income is exempt or only taxed when remitted – powerful for online businesses when structured correctly.

Non-dom and remittance-based regimes

Where foreign income and gains can remain outside the local tax net if kept offshore or taxed under special rules.

Low-tax or flat-tax regimes

Countries offering reduced rates, capped taxes or favourable regimes for new residents or specific professions.

High-tax but high-certainty jurisdictions

For clients who value rule of law and treaty networks, with planning to avoid double taxation and unnecessary leakage.

“Exit and entry” strategies

Managing the tax consequences when leaving one system (exit taxes) and entering another (step-up in basis).

Typical Strategies We Design

1. From high-tax resident to international base

For founders and investors leaving a traditional high-tax country.

• Diagnostic of current residence, domicile, and exit tax exposure.
• Identification of realistic new bases (territorial or low-tax).
• Sequenced plan for breaking tax residency and establishing it in the new country.
• Realignment of company and trust structures.
• Guidance on what to file and how to evidence the change.

2. Multi-country “triangulation” plan

For clients who divide their time across several countries for business and lifestyle.

• Mapping of travel, family, and property ties across all relevant states.
• Identification of primary tax residence and tie-breaker strategy to avoid dual residence.
• Day-count rules and "centre of vital interests" tests for each country.
• Integration with company management to avoid accidental corporate residence shifts.

3. Entrepreneur + remote team alignment

For founders running a cross-border or remote team.

• Clarification of personal residence interaction with corporate setup.
• Substance and "management & control" planning (where board decisions are made).
• Allocation of risk and value-creation between entities.
• Personal remuneration strategy (salary, dividends, fees) for tax and banking.

4. Crypto, trading and portfolio income planning

For clients whose wealth is weighted to liquid or mobile assets.

• Analysis of how different residency options treat capital gains and crypto.
• Planning for realisation events (liquidity, exits) in the right jurisdiction.
• Coordination with custody and banking (on-ramps, off-ramps).
• Integration with trusts or foundations.

5. Family-centric residence map

For families spread across multiple countries.

• Clear map of each family member’s current and future tax residence.
• Strategy to avoid “split family” tax traps.
• Alignment of schooling and healthcare with the broader plan.
• Succession planning that respects relevant inheritance tax regimes.

How Our Process Works

Step 1 - Diagnostic & risk review

Deep-dive on your tax residences (last 5-10 years), asset profile, family situation, and travel patterns. We identify red flags like dual residency or exit tax risk.

Step 2 - Design the tax residency architecture

We design a Tax Residency & Personal Plan setting out your target primary residence, legal tests (days/ties), and how companies and trusts should be positioned.

Step 3 - Implementation & transition

We coordinate with local advisers to put in place visas, manage exit procedures, and ensure reporting (CRS, etc.) is aligned with the new plan.

Step 4 - Ongoing governance & monitoring

We review your travel annually, update the plan as laws change, and support you in responding to bank or tax authority queries.

Who This Is For

• Entrepreneurs and investors with cross-border lives.
• Founders planning to leave a high-tax jurisdiction.
• Clients juggling multiple residencies and company locations.
• Individuals with meaningful crypto or trading income and no clear strategy.
• Families wanting to align lifestyle decisions with a coherent tax plan.

Note: We focus on structures that are defendable, documented and sustainable. We do not assist with hiding income or "pretend" residencies.

Why Work With Us?

Holistic, not one-dimensional

We look at residency, company structures, banking, and trusts in one picture. Changing one without the others causes problems.

Experience with complex, high-risk profiles

We regularly deal with sectors and structures that standard accountants find “too difficult.”

Independent and jurisdiction-agnostic

We are not paid to push one particular country. We propose what fits your facts and risk tolerance.

Work alongside your existing advisers

We coordinate your different local advisers so they are not pulling you in three different directions.

Long-term partner

Residency and tax planning is not a one-off project. We stay engaged to keep your plan relevant as your life evolves.

Common Questions

Ready to move from accidental residency to a deliberate personal plan?

If your life, business and assets have gone global but your tax residency strategy hasn’t caught up, you are relying on luck and ambiguity.

We’ll walk you through:

• Where you are genuinely exposed today.
• Which residency options and regimes actually fit your life and risk profile.
• How to implement a tax residency and personal plan that will still make sense in 10–20 years.

Book a confidential strategy call to explore what a serious, structured tax residency and personal planning framework would look like for you and your family.