Most cross-border structures are built wrong. Yours won't be.
HPT Group is an independent cross-border advisory for founders and families who can't afford to get this wrong. We design, build and govern structures across 60+ jurisdictions — onshore and offshore — led by a named director, delivered in writing, owned end to end. No juniors. No guesswork. No commissions.
- CorporateCorporate ClientsFounders, operating businesses, fund managers, fintech and crypto operators.
- PrivatePrivate ClientsHNW families, family offices, multi-generational wealth and mobility.
A firm organised around the client.
HPT Group serves two distinct client communities through a single integrated team. Corporate Services supports founders, operating businesses and fund managers. Private Clients works with high-net-worth families and individuals. Whichever side of the firm engages with you, the same director leads the work and the same written standards apply.
Corporate Services
Company formation, corporate structuring, investment funds, banking, fintech and iGaming licensing, fiduciary and compliance, across 60+ jurisdictions.
- Banking-ready entities across 60+ jurisdictions
- Active relationships with 25+ banks
- Director-led from kick-off to close
Private Clients
Family office set-up, trusts and foundations, succession planning, private banking introductions, citizenship and residency, tax residency and gold custody.
- 26 government-approved mobility programmes
- Discretionary trusts and reserved-power foundations
- Confidential, director-only file access
The communities we serve.
A fintech founder and a fourth-generation family don't have the same problem — so we don't give them the same answer. Each community gets its own pathway through the firm: the services, jurisdictions and proof that actually apply to it.
Most founders don't lose value at sale. They lose it twelve months before.
See the conversation →Family offices are not corporate clients. They are not private clients either.
See the conversation →Most fintech licences fail at the bank, not at the regulator.
See the conversation →Your client's cross-border structuring should not be a referral lottery.
See the conversation →The era of structurally-grey crypto is over. The window for properly-structured crypto is wide open.
See the conversation →Most iGaming applications stall at the bank, not at the regulator.
See the conversation →Property is acquired in days. The structure that holds it lives for thirty years.
See the conversation →A yacht acquisition is a corporate transaction. We treat it that way.
See the conversation →Eighteen disciplines. One standard.
Structuring, banking, licensing, mobility and family-office advisory. Whichever one you need, it's led by a named director, delivered against a fixed fee agreed in writing before any work begins, and built to be defended — to a bank, an auditor, or a regulator.
Corporate Clients
For founders, operating businesses, fund managers, fintech and crypto operators.
Offshore Company Formation
BVI, Cayman, UAE, Singapore, UK, Delaware, and 75 more, onshore and offshore. Banking-ready entities with documented substance.
- Banking-ready from day one
- Substance documentation included
- Annual compliance handled
Trusts & Foundations
Discretionary, fixed-interest, purpose, and reserved-power trusts. Panama and Nevis foundations.
- Asset protection across jurisdictions
- Civil + common law bridge
- Succession clarity
Real Estate Structuring
Hold prime real estate through compliant SPVs in tax-efficient jurisdictions.
- SDLT & inheritance optimised
- Lender-acceptable structures
- Cross-border title clarity
International Banking
Introductions to 25+ active private and corporate banks across the UK, EU, GCC, APAC, Caribbean and US.
- Pre-vetted bank fit before introduction
- Onboarding pack prepared
- Plan B accounts available
Fintech Licensing
EMI, PSP, VASP, MSB and crypto licences in the right regulator's hands.
- Regulator-tested business plans
- Capital, MLRO and IT controls
- Acquiring & banking referrals
Deal & Exit Structuring
Pre-sale structuring for founders facing 7-, 8- or 9-figure liquidity events.
- CGT mitigation modelled scenarios
- Earn-out optimisation
- QSBS / BADR / SEIS bridges
Yacht & Aircraft Registration
Flag, register and structure ownership of yachts and private aircraft.
- VAT-efficient acquisition
- Crew payroll compliance
- Cayman, Isle of Man, Malta flags
Corporate Payment Cards
Multi-currency corporate cards and prepaid cards for global operations.
- Multi-currency, no FX margin
- Issued in client's structure name
- API-controlled spend limits
iGaming Licensing
B2C casino, sportsbook, poker, lottery and B2B platform / supplier iGaming licences. Available in MGA, Curaçao, Isle of Man, Anjouan, Gibraltar and more.
- B2C and B2B licence classes (operator, platform, supplier)
- Crypto-native and fiat-friendly jurisdictions
- Banking and PSP introductions pre-qualified
Corporate Structuring
Strategic design of multi-jurisdictional holding groups, IP-routing structures, JV vehicles and group reorganisations, onshore and offshore.
- Multi-jurisdictional holding-company design
- Treaty-network mapping and substance modelling
- Cross-border re-domiciliation and corporate migration
Investment Funds
Fund structuring, manager compliance and lifecycle administration across Cayman, BVI, Bahamas, Luxembourg and the UAE.
- Vehicle structuring across 6+ jurisdictions
- Independent local directors
- Economic substance and AML / KYC frameworks
Fiduciary & Compliance Coordination
Independent directors, AML programme design, economic substance and middle-office coordination for offshore structures, delivered through licensed counterparties.
- Independent local directors (through licensed providers) in 8 jurisdictions
- AML / KYC / CDD programme design and oversight
- Economic substance evidencing
Crypto & Digital Asset Structuring
Hold and transact crypto through licensed VASPs, foundations and DAO-LLC hybrids.
- Cold custody recommendations
- On-chain compliance frameworks
- DAC8 / MiCA-aligned
Private Banking Introductions
Warm introductions to tier-one private banks for HNW individuals, families and the operating companies they own. Singapore, Hong Kong, Monaco, Switzerland, London, Liechtenstein, Panama and Andorra.
- Personal accounts for HNW individuals and families
- Corporate accounts for operating businesses and holding structures
- Pre-vetted fit by minimum AUM, source-of-funds and residency
Private Clients
For HNW families, multi-generational wealth, mobility and family-office set-up.
Trusts & Foundations
Discretionary, fixed-interest, purpose, and reserved-power trusts. Panama and Nevis foundations.
- Asset protection across jurisdictions
- Civil + common law bridge
- Succession clarity
Real Estate Structuring
Hold prime real estate through compliant SPVs in tax-efficient jurisdictions.
- SDLT & inheritance optimised
- Lender-acceptable structures
- Cross-border title clarity
Gold & Bullion Storage
Allocated, segregated bullion storage in non-bank vaults across four continents.
- Off-balance-sheet ownership
- Insured Lloyd's of London
- Liquidation desk on call
Citizenship by Investment
Second passports through 13 government-approved programmes.
- Visa-free access to 140+ countries
- Generational citizenship
- No physical residency required
Tax Residency Planning
Establish defensible tax residency in zero-tax jurisdictions. UAE, Monaco, Cayman and more.
- Statutory residency criteria documented
- Day-count tracking
- Exit-tax modelling
Investment Funds
Fund structuring, manager compliance and lifecycle administration across Cayman, BVI, Bahamas, Luxembourg and the UAE.
- Vehicle structuring across 6+ jurisdictions
- Independent local directors
- Economic substance and AML / KYC frameworks
Fiduciary & Compliance Coordination
Independent directors, AML programme design, economic substance and middle-office coordination for offshore structures, delivered through licensed counterparties.
- Independent local directors (through licensed providers) in 8 jurisdictions
- AML / KYC / CDD programme design and oversight
- Economic substance evidencing
Family Office Advisory
Single- and multi-family office set-up, governance and operations across jurisdictions.
- Governance charters
- Custody and reporting
- Next-gen education programmes
Private Banking Introductions
Warm introductions to tier-one private banks for HNW individuals, families and the operating companies they own. Singapore, Hong Kong, Monaco, Switzerland, London, Liechtenstein, Panama and Andorra.
- Personal accounts for HNW individuals and families
- Corporate accounts for operating businesses and holding structures
- Pre-vetted fit by minimum AUM, source-of-funds and residency
The commitments we make on every engagement.
Six operating standards documented in every engagement letter. Each reflects a position we have held in declining work, and one we will continue to hold.
The director named on your engagement letter is the director who signs your memo. Not a senior manager you'll see once, not an associate still learning the BVI Act.
We quote in writing before we start. If scope changes, we re-quote in writing. No hourly billing, no creep, no surprise invoice on day ninety.
We know which banks open accounts for which structures in 2026, because we placed accounts there last quarter. Banking is pre-qualified before formation, not after.
Every recommendation arrives as a memorandum your auditor, your banker and your counsel can read and defend. Working-papers file retained for thirty years.
CRS, FATCA, DAC8, CARF and CFC exposure mapped in the diagnosis, before any company is incorporated. No surprises on filing day.
Our fee is your total fee. No referral splits from banks, formation agents or developers. The recommendation is yours, not theirs.
We decline mandates we cannot stand behind. We will not act for sanctioned parties, build opacity-as-feature, sign rushed memos, or take a client whose home counsel hasn't been consulted. Six explicit refusals, published.
Read the six refusals →Each commitment in detail, with the operational mechanics behind it. Why fixed fees; why director-signed; why we model CRS / DAC8 before forming.
Read the full page →Our four-stage engagement model.
Most engagements move from initial enquiry to implemented structure in 60 to 120 days. We confirm whether HPT is the right fit within 48 hours, and we never bill by the hour.
A short, confidential intake form. We decide within 48 hours whether we are the right fit for your matter.
Working sessions with the principal director. We probe assumptions, model scenarios and surface the real question.
A written memorandum that any banker, auditor or counsel can read and defend. No surprises at implementation.
We manage formations, bank openings, licensing and documentation, and stay on as a long-term retained counsel.
What our clients say about working with HPT.
Every review below is a genuine, unedited client review from our Trustpilot profile, where HPT Group is rated 4.8 out of 5. Trustpilot anonymises reviewer names — the words are entirely our clients'.
“I used HPT Group to solve a business problem that had gone unsolved for years. Will, Steph and their team handled my situation quickly and professionally. I believe their actions today will save me and my family 6–7 figures over the next few years. I tried competitors and came up empty. HPT was perfect!”
“Just work with HPT and you're in good hands. Will and his team are not only knowledgable in terms of strategies but also super responsive. They really try to get a comprehensive understanding before outlining a detailed plan. Highly recommend these guys!”
“I was introduced to HPT by a business partner and their team replied the very next day. My demand was not easy to solve, but they provided a really good solution for our business. Simple and sound communication, to-the-point service and comprehensive terms. I can fully recommend them without hesitation.”
“Will is excellent at what he does. Professional service, clear communication, and he goes above and beyond to find a solution that's right for you. Would recommend to anyone who needs business structuring advice and an end-to-end solution.”
“I started HPT because I watched too many capable people get badly advised. The Big Four hand your file to someone three years out of university. The boutiques mean well but can't get you banked. So we built the firm I wished I'd had when I was the client — a director on every file, every recommendation in writing, and the relationships to actually make it happen.”
Practitioner commentary, written by HPT directors.
CorporateOffshore company formation & banking 2026: why banking comes before incorporation
The conventional approach of incorporating offshore and then seeking banking has become obsolete. Identifying viable banking solutions before forming is now essential.
Tax StrategyThe 183-day tax myth: why day counting alone won't protect you
Relying on day counting as your defence against tax-residency claims can result in unexpected six-figure tax bills. The rule is one threshold among many.
Tax StrategyA practical guide to leaving the UK tax system legally
Leaving the UK is not enough. The Statutory Residence Test, split year treatment and the five-year temporary non-residence rule bind you to HMRC long after you have left.
CorporateCayman vs BVI: which offshore jurisdiction to choose
Both offer zero corporate tax and strong legal frameworks. Choosing the wrong one signals weak professional guidance to sophisticated counterparties.
The director's note.
Once a quarter. Practical commentary from active mandates — banking, structures, mobility, regulation. No marketing send.
A short, written note from the director's desk. Once a quarter, never more. Last quarter: UAE corporate-tax substance in production, the post-DAC8 banking shift, and the Italian non-dom regime's post-2025 reality. No marketing copy, no upsell, no list-sharing. Unsubscribe in one click.
Build it once. Build it right.
Tell a principal director what you're trying to do. We'll respond within 48 hours, and where there's a fit, a written diagnosis and fixed-fee proposal follow within five business days. Most implementations close inside two to three months. We never bill by the hour — and if we're not the right firm for you, we'll say so.