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HPT Group
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Residence

Residence programmes

We advise individuals, founders and families on the residence routes listed below: investor programmes, entrepreneur and start-up visas, remote-work permits, passive-income and retirement residence, and citizenship by descent. Before you commit, we review your current tax and reporting position, including any exit charges.

Residence programmes

Investor residence

Residence granted for a qualifying investment in property, funds or government instruments. Some routes lead to permanent residence or citizenship after a period of lawful residence.

Investor residence programmes
ProgrammeRegionMinimum requirementTypical timelinePathway
Portugal Golden VisaEurope€500,000 (fund route)12 to 18+ months10 years to citizenship
Greece Golden VisaEurope€250,000 (conversions); €400,000 to €800,0003 to 6+ months7 years to citizenship
Malta Permanent ResidenceEuropeContribution, property or lease, and fee4 to 6+ monthsPermanent residence
Cyprus PREurope€300,0002 to 6+ monthsPermanent residence
UAE Golden VisaMiddle EastAED 2M1 to 2+ months10-year renewable
Latvia Investor ResidenceEurope€250,0001 to 3+ monthsEU PR
Italy Investor VisaEurope€250,0002 to 4+ monthsRenewable; path to citizenship
Mauritius Premium / InvestorAfrica$375,0002 to 3+ months20-year renewable
Hungary Guest Investor ProgrammeEurope€250,000 fund2 to 4+ months10-year renewable
Jersey High-Value ResidencyEurope£250k+ annual tax3 to 6+ monthsResidence
New Zealand Active Investor PlusPacificNZD 5M (growth)VariesResidence → citizenship

11 programmes in this group.

Residence programmes

Entrepreneur and start-up

Residence for founders and business owners through start-up, innovator, self-employment and treaty routes. Capital requirements vary, and most require an active business.

Entrepreneur and start-up programmes
ProgrammeRegionMinimum requirementTypical timelinePathway
Germany Self-EmploymentEurope€50,0003 to 6+ months3 to 5 years to PR
UK Innovator Founder VisaEuropeEndorsed business3 to 4+ months3 years to settlement
Netherlands DAFT (US citizens)Europe€4,500 business capital2 to 8+ weeksRenewable; PR in 5 yrs
France Talent PassportEurope€30,000 project2 to 3+ months4-year renewable
Portugal D2 Entrepreneur VisaEuropeViable business plan3 to 6+ monthsResidence; citizenship in 10 yrs
Spain Entrepreneur VisaEuropeInnovative business1 to 2+ monthsRenewable; PR in 5 yrs
Singapore EntrePassAsiaFunded / innovative venture1 to 2+ monthsRenewable; PR pathway
Paraguay Permanent ResidencyAmericas~$5,000 (no investment)3 to 6+ monthsPermanent residence; 3 yrs to citizenship

8 programmes in this group.

Residence programmes

Remote work

Permits for people who live in the country while working for employers or clients abroad. Income thresholds apply, and permits are usually time-limited.

Remote work programmes
ProgrammeRegionMinimum requirementTypical timelinePathway
Spain Digital Nomad VisaEuropeIncome ~€2,850/mo1 to 2+ monthsUp to 5 years; Beckham tax
Portugal Digital Nomad (D8)EuropeIncome ~€3,680/mo2 to 4+ monthsRenewable; PR / citizenship path
Greece Digital Nomad VisaEuropeIncome ~€3,500/mo1 to 2+ monthsUp to 2 years; residence path
Croatia Digital Nomad VisaEuropeIncome ~€3,600/mo1 to 2+ monthsUp to 12 months
Estonia Digital Nomad VisaEuropeIncome ~€4,500/mo~1 monthUp to 12 months
Hungary White Card (Digital Nomad)EuropeIncome ~€3,000/mo1 to 2+ monthsUp to 2 years
Italy Digital Nomad VisaEuropeIncome ~€28k/yr1 to 3+ months1-year renewable
Malta Nomad Residence PermitEuropeIncome ~€42k/yr~1 monthUp to 4 years
Cyprus Digital Nomad VisaEuropeIncome ~€3,500/mo1 to 2+ monthsUp to 3 years
UAE Remote Work VisaMiddle EastIncome ~$3,500/mo2 to 4+ weeks1-year renewable
Barbados Welcome StampCaribbeanIncome ~$50k/yr1 to 2+ weeks12 months renewable
Colombia Digital Nomad VisaAmericasIncome ~$1,300/mo2 to 6+ weeksUp to 2 years
Japan Digital Nomad VisaAsiaIncome ~¥10M/yr1 to 2+ months6 months
Brazil Digital Nomad VisaAmericasIncome ~$1,500/mo1 to 2+ months1-year renewable

14 programmes in this group.

Residence programmes

Passive income and retirement

Residence based on pensions, savings or rental income, for retirees and others who do not need to work locally.

Passive income and retirement programmes
ProgrammeRegionMinimum requirementTypical timelinePathway
Switzerland Lump-SumEuropeCHF 250,000/yr tax3 to 6+ monthsRenewable residence
Monaco ResidenceEurope€500,000 deposit3 to 6+ monthsRenewable residence
Uruguay Tax ResidencyAmericasInvestment or presence1 to 2+ monthsPermanent residence
Georgia ResidencyAsiaLow / property from $100k1 to 2+ monthsRenewable; territorial tax
Costa Rica Rentista / PensionadoAmericasIncome or $150k invest3 to 6+ monthsTemporary → permanent
Mexico Temporary ResidencyAmericasIncome / savings threshold1 to 3+ monthsTemporary → permanent (4 yrs)
Thailand Long-Term ResidentAsia$80,000 income / assets1 to 3+ months10-year renewable
Thailand Privilege (Elite)AsiaMembership from ฿650k1 to 3+ months5 to 20 years
Malaysia MM2HAsiaFixed deposit (tiered)3 to 6+ months5 to 20 year renewable
Philippines SRRVAsiaDeposit from $10k–50k1 to 2+ monthsPermanent renewable
Panama Friendly NationsAmericas$200,000 or ties2 to 4+ monthsPermanent residence
Panama PensionadoAmericasPension ~$1,000/mo2 to 4+ monthsPermanent residence
Portugal D7 Passive IncomeEuropeIncome ~€920/mo3 to 6+ monthsResidence; citizenship in 10 yrs
Spain Non-Lucrative VisaEuropeIncome ~€28k/yr1 to 3+ monthsRenewable; PR in 5 yrs
Greece Financially Independent PersonEuropeIncome ~€3,500/mo1 to 3+ monthsRenewable
Indonesia Second Home (Bali)AsiaProof of funds / deposit1 to 2+ months5 to 10 years

16 programmes in this group.

Residence programmes

Citizenship by descent

Citizenship through a parent, grandparent or, in some countries, a more distant ancestor. No investment is involved, but the documentary evidence must be complete.

Citizenship by descent programmes
ProgrammeRegionMinimum requirementTypical timelinePathway
Italian Citizenship by DescentEuropeNo investment12 to 36+ monthsEU citizenship
Irish Citizenship by DescentEuropeNo investment6 to 18+ monthsEU citizenship
Polish Citizenship by DescentEuropeNo investment12 to 24+ monthsEU citizenship
Hungarian Citizenship by DescentEuropeNo investment12 to 24+ monthsEU citizenship

4 programmes in this group.

Minimum requirements exclude government, due diligence and professional fees. Timelines are approximate. All of these change from time to time; we confirm the current position before you commit.

Citizenship and residence programmes are subject to government due diligence and approval. We do not guarantee approval.

Marina Bay, Singapore, from the air

Before you apply

Three things we review first

  1. 01Due diligence and approval

    Citizenship and residence programmes are subject to government due diligence and approval. We do not guarantee approval. Applicants are checked by the issuing government, and the source of any investment or income must be documented.

  2. 02Tax residence on both sides

    Holding a residence permit does not by itself make you tax resident, and leaving a country can create tax where you live now. We review both sides, with tax counsel where needed.

  3. 03Physical presence

    Requirements range from a few days a year to most of the year, and they affect any later application for permanent residence or citizenship. We set out what each route requires before you choose.

Common questions

Choosing a residence route

Which route is right: investor, entrepreneur, remote work or descent?
It depends on your capital, whether you intend to relocate and your timeline. We compare two or three routes against what you need before recommending one.
Residence or citizenship?
Residence gives the right to live in a country; citizenship gives a passport. Some residence routes, and citizenship by descent, can lead to a second citizenship. We set out the pathway and the time it takes.
Will I need to move?
Some programmes require substantial physical presence; others require very little. We set out the requirement for each route in the diagnosis.
What about tax?
Residence and tax residence are related but not the same. We review your current position, including any exit charges where you live now, with tax counsel where needed, before recommending a route.
Can I include my family?
Most programmes allow a spouse and dependent children to be included, and some extend to parents. We confirm the rules for each programme you consider.

We do not give legal or tax advice in jurisdictions where we are not qualified to do so; where needed, we coordinate local counsel and tax advisers.

Citizenship and residence programmes are subject to government due diligence and approval. We do not guarantee approval.

Fees agreed in writing before work begins. Where a bank or provider pays us for an introduction, we tell you before the introduction is made.

See also what we will not do and prohibited and restricted matters.

Victoria Harbour, Hong Kong, at night

Next step

Which residence route fits?

Tell us where you would like to live, who should be included and your timeline. A senior adviser will review it and set out the routes that could suit, with costs, in writing.