Private clients
Structures for families whose lives sit in more than one country.
We help individuals and families with trusts, family office arrangements, private banking and residence: how wealth is held, run and passed on.
The practice
Every country that matters, looked at together
A family's affairs rarely fit one country's rules. We look at how succession, reporting and residence work in each place that matters. The senior adviser leading your matter then sets out the options and their costs in one memorandum that your bank, trustee and counsel can follow.
Services
What we do for private clients
Each service can be engaged on its own. Timelines are typical and depend on the trustees, banks and governments involved.
Trusts and structures
Trusts, foundations and the holding vehicles beneath them, with trustees compared and governance documented.
- Trusts and foundationsDiscretionary, fixed-interest, purpose, and reserved-power trusts. Panama and Nevis foundations.Typically 3 to 8+ weeksTypically 3 to 8+ weeks
- Real estate structuringReal estate held through vehicles that lenders, registries and tax authorities accept.Typically 4 to 8+ weeksTypically 4 to 8+ weeks
- Fiduciary and compliance coordinationIndependent directors, AML programme design, economic substance and middle-office coordination for offshore structures, delivered through licensed counterparties.Live within 2 weeksLive within 2 weeks
Family office
Family office arrangements, governance charters and investment policy, for families of different sizes.
Private banking and assets
Introductions to private banks, and custody arrangements for gold and bullion.
- Gold and bullion storageAllocated, segregated bullion storage in non-bank vaults across four continents.Typically 1 to 2+ weeksTypically 1 to 2+ weeks
- Private banking introductionsWarm introductions to tier-one private banks for HNW individuals, families and the operating companies they own. Singapore, Hong Kong, Monaco, Switzerland, London, Liechtenstein, Panama and Andorra.Typically 4 to 10+ weeksTypically 4 to 10+ weeks
Residence and citizenship
Residence and citizenship programmes, and tax residence planning reviewed against the rules of the country you are leaving.
- Citizenship by investmentCitizenship through government investment programmes. Every application is subject to government due diligence and approval, which we do not guarantee.Typically 3 to 8+ monthsTypically 3 to 8+ months
- Tax residency planningTax residency planning with the statutory criteria documented, for moves to the UAE, Monaco, the Cayman Islands and elsewhere.Typically 4 to 12+ weeksTypically 4 to 12+ weeks
Residence and citizenship
Programmes we advise on
Government programmes have their own due diligence and approval process. We review suitability before any application, and we will tell you if a programme does not fit.
Citizenship by investment
- St. Kitts & NevisCaribbean. Typically 3 to 6+ months.From $250,000From $250,000
- DominicaCaribbean. Typically 4 to 6+ months.From $200,000From $200,000
- GrenadaCaribbean. Typically 4 to 6+ months.From $235,000From $235,000
- Antigua & BarbudaCaribbean. Typically 3 to 6+ months.From $230,000From $230,000
- St. LuciaCaribbean. Typically 4 to 6+ months.From $240,000From $240,000
- TürkiyeEurope. Typically 3 to 6+ months.From $400,000From $400,000
- AustriaEurope. Typically 24 to 36+ months.From €3,000,000+From €3,000,000+
Residence by investment
- Portugal Golden VisaEurope. Typically 12 to 18+ months.From €500,000 (fund route)From €500,000 (fund route)
- Greece Golden VisaEurope. Typically 3 to 6+ months.From €250,000 (conversions); €400,000 to €800,000From €250,000 (conversions); €400,000 to €800,000
- Malta Permanent ResidenceEurope. Typically 4 to 6+ months.Contribution, property or lease, and feeContribution, property or lease, and fee
- Cyprus PREurope. Typically 2 to 6+ months.From €300,000From €300,000
- UAE Golden VisaMiddle East. Typically 1 to 2+ months.AED 2MAED 2M
Minimum investments and timelines are indicative and set by each government. They change, and are confirmed in writing before you commit.
How we engage
Four stages, one at a time
You can stop after any stage.
- 1
Apply
A short application tells us who you are, what you need and where.
- 2
Diagnose
Working sessions with your senior adviser to test assumptions and agree the question to answer.
- 3
Blueprint
The structure, the reasons for it and the costs, set out in a memorandum.
- 4
Implement
We form the entities, prepare the bank applications and stay on for compliance.
Who we work with
Private clients we advise
Notes on the questions each group of clients tends to bring to us, and the services they use most.
Questions
Common questions from private clients
What level of wealth do you work with?
Do you act as trustee?
Can HPT run our family office?
How is my information handled?
We do not give legal or tax advice in jurisdictions where we are not qualified to do so; where needed, we coordinate local counsel and tax advisers.
Citizenship and residence programmes are subject to government due diligence and approval. We do not guarantee approval.
Fees agreed in writing before work begins. Where a bank or provider pays us for an introduction, we tell you before the introduction is made.
See also what we will not do and prohibited and restricted matters.
Next step
A private matter to discuss?
A short application tells us about your family and the question you need answered. We aim to reply within 48 hours. A senior adviser will then arrange a first conversation.