An Honest 2026 Read on Private Banking: Minimums, Onboarding and Alternatives
A balanced 2026 view of private banking: how major banks and boutiques differ on minimums, onboarding, source of wealth, booking centres and service.
Every article in our library is written by a named HPT director, distilled from active client engagements. We publish on the topics our clients ask us about most often: structuring, banking, mobility, tax and regulatory change. Articles older than 24 months are marked accordingly.
29 Banking articles — page 1 of 1. Use the filters above to browse by topic, or page through the whole archive below.
A balanced 2026 view of private banking: how major banks and boutiques differ on minimums, onboarding, source of wealth, booking centres and service.
How to open an offshore company bank account today: why it is hard, what enhanced due diligence expects, and what a compliant, fundable application looks like.
Enhanced due diligence is the gatekeeper for offshore company banking. We explain what banks ask, why, and how to prepare a file that opens accounts.
A 2026 guide to offshore company banking: where accounts actually open, how onboarding has changed, and how to bank an offshore entity without surprises.
Why de-risking and the correspondent-banking squeeze hit offshore jurisdictions, what it means for offshore companies, and how to bank successfully today.
A realistic guide to BVI company banking in 2026: where accounts actually open, the EDD you will face, substance expectations, and practical options.
A practical 2026 guide to Cayman company banking: what accounts really require, the EDD and substance expectations, and the realistic options available.
A realistic 2026 guide to Nevis company banking: why accounts rarely open locally, the EDD you will face, substance expectations, and workable options.
How company banking in the Bahamas really works in 2026: account options, enhanced due diligence, substance expectations and realistic alternatives.
A practical guide to banking in Bermuda for companies in 2026: limited local banks, enhanced due diligence, substance expectations and alternatives.
What company banking in Anguilla involves in 2026: a limited local market, enhanced due diligence, substance expectations and practical alternatives.
Company banking in St. Vincent & the Grenadines in 2026: a constrained local market, enhanced due diligence, substance and realistic alternatives.
How banking in the United Kingdom works for companies in 2026: realistic account options, enhanced due diligence, substance expectations and pitfalls.
How banking in Ireland works for companies in 2026: realistic account options, enhanced due diligence, substance expectations and the common pitfalls.
How banking in Luxembourg works for companies in 2026: realistic account options, enhanced due diligence, substance expectations and common pitfalls.
How banking in Switzerland works for companies in 2026: realistic account options, enhanced due diligence, substance expectations and common pitfalls.
How banking in Malta works for companies in 2026: realistic options, enhanced due diligence, substance expectations, and what actually gets accounts opened.
How banking in Cyprus works for companies in 2026: realistic account options, due diligence, substance expectations, and what actually opens accounts.
How banking in the Netherlands works for companies in 2026: realistic options, due diligence, substance expectations, and what actually opens accounts.
How banking in Germany works for companies in 2026: realistic account options, due diligence, substance expectations, and what actually opens accounts.
Banking in France for companies means navigating strict KYC, substance expectations and EDD. Here is what to expect and how to open accounts that hold.
Banking in Spain for companies hinges on the NIE, NIF, substance and EDD. Here is what banks expect and how to open accounts that endure.
Banking in Portugal for companies depends on the NIF, substance and EDD. Here is what banks expect and how to open accounts that last.
Banking in Italy for companies turns on the codice fiscale, substance and EDD. Here is what banks expect and how to open accounts that hold.
How banking in Belgium works for companies in 2026: account types, due diligence, substance expectations, and realistic options for international groups.
How banking in Austria works for companies in 2026: account types, due diligence, substance expectations, and realistic options for international businesses.
How banking in Denmark works for companies in 2026: account types, due diligence, substance expectations, and realistic options for international businesses.
How banking in Sweden works for companies in 2026: account types, due diligence, substance expectations, and realistic options for international businesses.
Banking in Norway for companies demands real substance and clean documentation. We explain account types, EDD expectations, and realistic options.
Long-form practical guides on jurisdictions, structures and pathways.
Explore →Anonymised mandate write-ups, with the lessons learnt.
Explore →Plain-English definitions of offshore terms — from ATED to VASP.
Explore →The questions every prospective client asks.
Explore →Once a quarter. Practical commentary from active mandates — banking, structures, mobility, regulation. No marketing send.
Most of the firm's actual thinking never makes it to a published article — it sits in client memoranda. The director's note publishes the parts that generalise: jurisdiction shifts, banking moves, regulatory windows about to close. Once a quarter, in a long email, written by a named director. Not by AI, not by marketing.
Forty-eight hours to know whether we are the right fit. Five days to put the answer in writing.